Congress Street

New Rochelle | New York

Where Lobbies

Lead to Luxury

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Alfred Bruno

Presented At

$1,099,000

Bedrooms

Bathrooms

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Congress Street

New Rochelle | New York

12 Congress Street, New Rochelle, New York, United States. , New Rochelle , New York

12 Congress Street, New Rochelle, NY 10801 MLS#:878240

This beautifully maintained two-family property offers the perfect setup for comfortable living with built-in rental income or is ideal as an investment property. The first-floor unit features a stylish kitchen with granite countertops and stainless steel appliances, as well as renovated bathrooms. Both units offer a primary bedroom with an en-suite bathroom, two additional bedrooms, a hall bathroom, spacious closets, washer/dryer, central air conditioning, and separate heating units. New roof 2024. The walk-out basement features two spacious, finished rooms and ample storage space. Enjoy the benefits of a central location near schools, parks, shopping, public transportation, and major highways.

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Property Location

12 Congress Street, New Rochelle, New York, United States., New Rochelle New York

Local Weather & Climate

New Rochelle, New York

Current Conditions Updated recently

52 °F

Mist

Feels Like 52°F

Humidity 95%

Wind 3 mph

Visibility 4 mi

Sunrise 11:18 AM

Sunset 10:53 PM

5-Day Forecast

Sun 8 Mar

Clouds

High 59°

Low 52°

Mon 9 Mar

Clear

High 66°

Low 45°

Tue 10 Mar

Clear

High 66°

Low 48°

Wed 11 Mar

Clouds

High 56°

Low 46°

Thu 12 Mar

Clouds

High 56°

Low 44°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around New Rochelle?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 12 Congress Street, New Rochelle, New York, United States have?

This apartment at 12 Congress Street, New Rochelle, New York, United States features 6 bedrooms.

What is the listing price for 12 Congress Street, New Rochelle, New York, United States?

This property is listed at $109,900,000.

What type of property is 12 Congress Street, New Rochelle, New York, United States?

This is a apartment located in New Rochelle, New York. The property is situated in an established neighborhood with convenient access to local amenities and services.